Kathy primarily practices in the areas of employee benefits, public pension, insurance and other regulatory matters. She routinely represents and counsels clients in their dealings with Arizona regulatory agencies, including the Arizona Department of Insurance and the Arizona Department of Health Services. She counsels clients in connection with compliance matters under the Patient Protection and Affordable Care Act (PPACA), The Health Insurance Portability and Accountability Act (HIPAA), The Employee Retirement Income Security Act (ERISA) and related state and federal laws. Kathy routinely speaks on insurance regulatory, PPACA, ERISA and HIPAA topics. In 1997 Kathy was presented the Schrader Nelson Publication Award by the Insurance Regulatory Examiners Society for her article addressing confidentiality in the market conduct examination process. Kathy represents a variety of interests in the insurance and employee benefits industries, including insurance companies, health care services organizations (HMOs), medical providers, third party administrators, self-funded plan sponsors, excess loss and reinsurance companies, utilization management firms, managing general underwriters, captive insurers and prescription benefit management firms. She also provides representation to municipalities and other public entities in connection with public pension issues and disputes. She also serves as an expert witness in insurance regulatory and employee benefit matters, including excess/stop-loss disputes. Kathy formerly served on the Board of Directors for a life insurance company, a property and casualty insurance company, and a motor vehicle service company. She is a member of the International Foundation of Employee Benefit Plans, the Insurance Regulatory Examiners Society. She is a member of the Federation of Regulatory Counsel where she serves on the Board of Directors and the Admissions Committee. REPRESENTATION MATTERS Formation of insurance companies Formation of Health Care Service Organizations (HMOs) Formation and Nationwide Licensing of Third Party Administrators Redomestication of Off-shore Captive Insurance Companies to Arizona Applications for Certificate of Necessity to Operate Ground Ambulance Service Public Pension System/Social Security Section 218 Disputes Compliance Reviews for Employee Benefit Plans Employee Benefit Plan Drafting/Correction and Filing Insurance Product Development and Filing with Regulator(s) Defense of Market Conduct Examinations Insurance Regulatory and Employee Benefits Expert Witness Matters EDUCATION & ADMISSIONS B.A., Utah State University, with honors 1985 J.D., Arizona State University, 1989 Arizona State Bar Admission, 1990 Arizona Federal District Court Admission, 1992