It is our honor to present this second edition of Volume 31 of the FORC Journal of Insurance Law and Regulation. Thank you for your participation. Dan Cotter & Kori Johanson, Journal Co-Editors
By Tony Roehl, Esq. of Morris, Manning & Martin, LLP A retaliatory tax is therefore, on its face, a discrimination against insurers domiciled in a state with a high premium tax rate, regardless if all insurers in the other state are all taxed at the same rate.
By Fred E. Karlinsky, Esq., Timothy F. Stanfield, Esq., and Christian Brito, Esq. of Greenberg Traurig, P.A. In recent years, there have been several major data breaches involving large companies that have exposed and compromised the sensitive personal information of millions of consumers across the United States.
By Daniel A. Cotter, Esq. of Howard & Howard Attorneys PLLC Unlike most catastrophes and major events, which are geographically contained, the COVID-19 crisis has affected everyone across the United States, with the vast majority of Americans subject to shelter in place orders to “flatten the curve.”
By Tasha N. Cycholl, Esq., Andrew L. McNichol, Esq., and Iris Lim of Kutak Rock LLP There has, perhaps, been no catalyst for legislation more effective than COVID-19. The deadly and omnipresent disease, commonly known as Coronavirus, has changed society in drastic and unforeseen ways.
By Frederick J. Pomerantz, Esq. of Insurance Legal & Regulatory Consulting, PLLC The terms “surprise medical bill” or “balance bill” describe charges arising when an insured patient receives care from an out-of-network provider.
By A. Kenneth Levine, Esq. of Cozen O'Connor After the contract is formed, however, the circumstances may change to such an extent as to make it impossible for a party to perform in accordance with the original terms of the contract.