FORC Journal - Vol. 36 Edition 2 - Summer 2025

It is our honor to present this second edition of Volume 36 of the FORC Journal of Insurance Law and Regulation.
Dan Cotter & Stephen W. Schwab, Journal Co-Editors

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NEW MEXICO’S ILLUSORY MINIMUM LIMITS FOR UNINSURED AND UNDERINSURED MOTORIST COVERAGE

By  J. Brent Moore, Esq. of MOORE LAW, PC
This article will discuss several recent appellate decisions that have further complicated this coverage by declaring that minimum limits UIM coverage is illusory, but the coverage may still be sold by insurers with proper disclosure.

EVOLUTION OF THE FLORIDA RESIDENTIAL PROPERTY INSURANCE MARKET

By  A. Kenneth Levine, Esq. of COZEN O'CONNOR
Many factors have affected the Florida homeowner’s insurance market over the past several decades – some helpful, some harmful. This Article will discuss just five of these factors.

EVOLUTION OF THE FLORIDA RESIDENTIAL PROPERTY INSURANCE MARKET

By  A. Kenneth Levine, Esq. of COZEN O'CONNOR
Many factors have affected the Florida homeowner’s insurance market over the past several decades – some helpful, some harmful. This Article will discuss just five of these factors.

NEW MEXICO’S ILLUSORY MINIMUM LIMITS FOR UNINSURED AND UNDERINSURED MOTORIST COVERAGE

By  J. Brent Moore, Esq. of MOORE LAW, PC
This article will discuss several recent appellate decisions that have further complicated this coverage by declaring that minimum limits UIM coverage is illusory, but the coverage may still be sold by insurers with proper disclosure.

DISTINCT LEGAL ISSUES AFFECTING REINSURANCE INTERMEDIARIES

By  A. Kenneth Levine, Esq. of COZEN O'CONNOR
Reinsurance is a contract which one insurance company, the “reinsurer”, agrees to indemnify another insurance company, “ceding insurer”, in whole or in part against loss or liability arising from an insurance contract issued by the ceding insurer.

DISTINCT LEGAL ISSUES AFFECTING REINSURANCE INTERMEDIARIES

By  A. Kenneth Levine, Esq. of COZEN O'CONNOR
Reinsurance is a contract which one insurance company, the “reinsurer”, agrees to indemnify another insurance company, “ceding insurer”, in whole or in part against loss or liability arising from an insurance contract issued by the ceding insurer.