FORC Journal - Vol. 31 Edition 3 - Fall 2020

It is our honor to present this third edition of Volume 31 of the FORC Journal of Insurance Law and Regulation. Thank you for your participation.
Dan Cotter & Kori Johanson, Journal Co-Editors

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COVID-19 AND CALIFORNIA WILDFIRES ISSUES

By  Robert W. Hogeboom, Esq. and Samuel J. Sorich, Esq. of Hinshaw & Culbertson LLP
The article addresses a number of issues related to COVID- 19, as well as the California wildfires and its related issues over the last couple of years.

INSURANCE BUSINESS TRANSFERS AND DIVISIONS: DEVELOPMENTS IN TWO SIMILAR, BUT DIFFERENT, PROCESSES

By  Daniel A. Cotter, Esq. of Howard & Howard Attorneys PLLC
For decades, the insurance industry has dealt with issues of how to effectively and finally resolve run-off and discontinued books of insurance business.

DISPARATE IMPACT AND UNFAIR DISCRIMINATION IN INSURANCE ARE NOT THE SAME THING

By  Susan T. Stead, Esq. of Squire Patton Boggs LLP
“Disparate impact” is not an insurance term, but rather, it is a method of proving unlawful discrimination against members of a protected class, but only under certain circumstances.

CONSTITUTIONAL CHALLENGES TO PROPOSED RETROACTIVE COVID-19 COVERAGE LEGISLATION

By  Kimberly A. Yelkin, Esq., Max B. Chester, Esq., and Andrew M. Meerkins, Esq. of Foley & Lardner LLP
Many thousands of businesses were forcibly shuttered when governors and mayors across the country ordered cessation of most economic activity and closure of most businesses in an attempt to contain the virus’s spread.